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Disclaimer

The information provided on this website is intended solely for general informational purposes and should not be construed as legal, insurance, investment, or tax advice. While we strive to ensure the accuracy and reliability of the information presented, we make no guarantees regarding its completeness or applicability to individual circumstances.

Legal Services

All legal services, including but not limited to estate planning, trust administration, and probate matters, are exclusively provided by Darren Veracruz, Esq., through Veracruz Law. Engagements for legal services are formalized directly with Darren Veracruz, and such services are governed by the terms and conditions outlined in the attorney-client agreement.Veracruz Law

Insurance Services

Insurance products and related services are offered solely by Franklin J. Garcia through InsuranceKO. InsuranceKO operates as an independent insurance brokerage, providing clients with a range of insurance solutions tailored to their specific needs. All insurance-related engagements are conducted directly with Franklin J. Garcia and are subject to the terms stipulated by InsuranceKO.

Investment Advisory Services

Investment advisory services are rendered exclusively by Alan Bates through Hamilton-Bates Investment Research. Alan Bates is responsible for all investment-related advice and portfolio management services. Clients seeking investment advisory services will engage directly with Alan Bates, and such services are governed by the advisory agreements established with Hamilton-Bates Investment Research.

Independent Operations

Each professional entity—Veracruz Law, InsuranceKO, and Hamilton-Bates Investment Research—operates independently and is solely responsible for the services they provide. Engagements with any of these entities are distinct and are not influenced by the operations or services of the others.

No Endorsement

References to third-party websites or services are provided for convenience and informational purposes only. Such references do not constitute an endorsement or recommendation by this website. We are not responsible for the content, accuracy, or reliability of any third-party websites linked herein.

Professional Consultation Recommended

Users are encouraged to seek personalized advice from qualified professionals pertinent to their individual circumstances before making any decisions based on the information provided on this website.