About Beacon Financial Pathways
Illuminating the path to long-term security and prosperity through
integrated financial stewardship and trusted guidance.
Our Story
At Beacon Financial Pathways, we understand that financial decisions are more than just numbers—they’re about securing your family’s future, ensuring your business’s longevity, and leaving a lasting legacy. Founded on the principle of responsible financial stewardship, our mission is to illuminate the path to long-term security and prosperity for individuals, families, and business owners.
We don’t offer one-size-fits-all solutions; instead, we provide personalized, integrated strategies that reflect your unique circumstances and aspirations. Inspired by the call to be a “beacon on a hill” (Matthew 5:14), we provide more than advice—we offer clarity, connection, and coordinated strategies that help you move forward with confidence.
What started as a vision to provide strategic, personalized planning has grown into a firm that serves as a steady light in the fog of financial complexity. We’re here to help you align every piece of your financial picture—so you’re positioned not just for today, but for the road ahead.
Meet our Founding Team
Frank Garcia, LUTCF, RSSA, CSA
A seasoned financial professional with a deep understanding of insurance, retirement income planning, and Social Security analysis. Frank brings decades of experience helping clients navigate the complexities of retirement planning and wealth protection strategies. Learn more: www.insuranceko.com
Darren S. Veracruz, ESQ.
An attorney with extensive experience in estate, probate, and succession planning, as well as financial strategy development as an SEC licensed Investment Advisor Representative. Darren ensures your legal and financial strategies work together seamlessly to protect what matters most. Learn more: www.veracruzlaw.com
Alan D. Bates II, CMT
Principal of Hamilton Bates Investment Research, a Registered Investment Advisor firm providing long-term planning and portfolio management. Alan is a Charted Market Technician and combines his deep knowledge of technical analysis with sophisticated investment strategy and wealth management expertise to help secure your financial future. Learn more: www.hbir.com
A Collaborative Approach
"When you choose Beacon Financial Pathways, you don't just get one perspective; you get a team. Our network of CPAs, tax attorneys, and business brokers work together to help you see the full picture, so you can make informed decisions with greater confidence."
Together, we help you avoid common pitfalls that could compromise
what matters most:
are less likely to slip through the cracks and leave your family exposed!
CRITICAL DETAILS
OVERLOOKED OPPORTUNITIES
are identified before they become missed chances!
DISCONNECTED ADVICE
is replaced with coordinated insights that help reduce confusion and costly missteps!
At Beacon, we work to strengthen your financial strategy from every angle—
so you can move forward with clarity, not guesswork.
Disclaimer: Services may be provided through the individual professional offices of our team members. Each professional maintains their own practice and regulatory oversight as appropriate to their field of expertise.